How to use our mortgage calculator to easily estimate payments:
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Enter the amount owed. In the Principal Amount field, input the total amount that you currently owe on your home. Be sure to include the balance(s) of any HELOC or 2nd mortgages.
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Enter your interest rate. In the Annual Interest Rate (%) field, input the current interest rate that you have on your home loan.
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Enter the years remaining. In the Years Remaining field, enter the number of years that you have left on your current home loan.
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Enter the revolving debt. In Add Debt button, input the total amount of revolving debt (credit card debt) that you owe and the total monthly payment that you make for this debt.
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Enter the annual interest rate. In the Annual Interest Rate (%) field, enter the estimated interest rate based on today's average market rate that is indicated in at the top of this page.
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Enter the years. In the Years field, enter the number of years that you plan to refinance your new home loan to, i.e. 30 years, 25 years, 20 years, 15 years, etc....
The figures presented are an estimate and in no way guarantee mortgage qualification, rates or terms. Contact your trusted mortgage broker for exact figures or clarification of anything regarding your home loan or refinance before committing to anything.
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Terry Roberts
Terry Roberts
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