After fighting for his country for nearly 10 years serving in the U.S. Marine Corps, all Terry wanted to do was continue to help his fellow citizens. "I wanted to help Americans live the dream of owning a piece of the land that so many have fought for," he says. Roberts, now senior mortgage banker at Bell Bank Mortgage, is fulfilling that commitment and continuing to serve his community by helping people buy the home they've always wanted.
Lately, the Midwest has become a popular spot to settle down, perhaps due to lower cost of living, community values or the flexibility offered by remote work, and Roberts says home ownership demands will only rise if that continues. "Even with rates being where they are, mid-Missouri will continue to realize continued economic growth and an increase in homeownership," he says. In fact, Roberts says it's never too early to buy real estate, especially in this area. And for those weighing the option of waiting until rates drop or buying now and refinancing later, Roberts says it's important to remember that by waiting to buy, you lose an opportunity to build equity in the home.
Whatever you decide, Roberts and Bell Bank Mortgage is there to help navigate the process. "Even though U.S. mortgage rates are at a 20-year high, Bell Bank Mortgage offers several options to help with buying power," Roberts says.
It's a business Bell Bank knows well. As one of the nation's largest independently owned banks, Bell Bank Mortgage is backed by its financial strength and people-first philosophy. Building meaningful relationships with clients and real estate partners is what it's all about at Bell and for Roberts. "With communication, integrity and on-time closings, I am thankful to have built thousands of relationships like this over the last decade," he says.
But Bell Bank goes beyond simply helping clients. Over the past 14 years, the business has donated more than $22 million to individuals, families and organizations in need through its Pay It Forward program. It's all part of that people-first philosophy that permeates every action at Bell Bank.
"If there was one thing I wish people knew about my job, I would want them to know how thankful my team and I are at Bell Bank to have the opportunity to prove how great we are at making the home-buying experience smooth and timely", Roberts says. "I would love to earn your trust and build a meaningful relationship with you and your family while helping with all of your home financing needs."
Roberts has since left Bell Bank Mortgage and has become an independent mortgage broker where he intends to offer better service and terms for his clients across the nation.
Terry Roberts is a USMC Veteran and serves as a Senior Mortgage Broker with E Mortgage Capital NMLS 397987
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