Buying Your First Home
Buying your first home is an exciting chapter in life. It may also be the the largest purchase of your life and this can make it scary at times. That's why we are available to help guide homebuyers along the way.
Am I Ready to Buy?
Homeownership can be a dream come-true. The joys of homeownership can be difficult to appreciate if you're not fully prepared, however. Considering the following Top Questions for Homebuyers will help you prepare.
1. How will I know if I'm ready to own a home?
2. Is now the time to buy?
3. Is my credit score good enough?
4. How much does it cost?
5. Can I afford it?
6. Do I have to have a real estate agent?
7. What is the best financing option for me?
8. How do I get started?
The answers to these questions are different for everyone. It is important to discuss these questions with a trusted friend or family member. Once you decide that you're ready to become a homeowner, you will want to contact your local lender for a quote.
The more questions your lender will ask, the better lender they are typically. Some of the best lenders take their time to truly understand as much as possible about your homebuying goals because this helps them better provide the service that you deserve.
In addition to looking at your credit report, your income, and your assets, a reputable lender may go over your credit report with you and recommend which mortgage financing option would be best for you based on your homeownership goals. They should also give monthly payment estimates based on the home purchase price and planned down payment. Be sure to include taxes, insurance, and any association dues with your total monthly payment, as this can be a significant portion of the total monthly payment.
After meeting with your lender and getting prequalified, then it's important to find a real estate agent who is willing to listen and understand your homeownership goals such as where would you like to live, how long do you plan to live there, how many people will live in the home, are their pets, how far is the commute from your employer, etc...
To learn more about the home loan and homebuying process, you can access our free Homebuyer Academy here.
Homebuyer Education
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Mortgage Calculator
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Did You Serve?
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How Much Can I Afford?
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What Clients Are Saying...
"The Sievers crew is forever grateful for all you have done to help us build all these special memories in our beautiful home! Congratulations on going above and beyond for the families you serve. We love and appreciate you deeply, dear friend!"
K&M Sievers, Missouri
Terry Roberts
Terry Roberts
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