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Did You Serve?
If you served, THANK YOU for your service! You may be eligible for the $0 down VA home loan benefit. The VA home loan is an excellent option for qualifying service members and their qualifying spouses.
3 Primary Benefits of the VA Home Loan
$0 Down Payment
No Private Mortgage Insurance
Lifetime Benefit
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With the VA home loan benefit, eligible buyers can purchase their home with no down payment required without being penalized with private mortgage insurance. Additionally, the VA home loan benefit is a lifetime benefit, meaning that it can be used more than once. In fact, it is possible to use the VA home loan benefit on more than one home at the same time.
To be eligible for the VA home loan benefit, you need to meet the minimum service requirements that are established by the Department of Veterans Affairs (VA) and have a valid Certificate of Eligibility (COE).
To verify eligibility, your lender may need a copy of your Form DD-214, Statement of Service, Retirement Points Statement, or other proof of qualifying service history.
Eligibility Requirements of a VA Home Loan
Service Member Requirements (at least one of the following):
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Must have served at least 90 consecutive days of active service during wartime
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Must have served at least 181 days of active service during peacetime
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Must have served at least 6 years in the National Guard or Reserves unless proof of at least 90 days of active service under Title 32 orders
Spouse of Service Member Requirements:
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Must be the spouse of a service member who died while serving or died due to a VA service-connected disability.
To verify eligibility, your lender may need a copy of your Form DD-214, Statement of Service, Retirement Points Statement, or other proof of qualifying service history.
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Did You Serve?
See if you qualify for the $0 money down VA home loan benefit.
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Terry Roberts
Terry Roberts
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