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Housing Prices on the Rise Again!? Here’s Why.
By Terry Roberts
The Home Loan Hub
Published Jan. 12, 2023 at 12:30pm
Everyone would expect housing inventory to go up. Holidays are over, it’s January, it’s time for people to start listing their homes. Not happening. According to Housing Market, US housing inventory fell an additional 4% in one week since January 1st. “Does that mean we are heading back to all-time lows in inventory again for 2023?” More...
Top 8 Questions for Homebuyers
By Terry Roberts
The Home Loan Hub
Published Jan. 5, 2023 at 1:19pm
After spending nearly 20,000 hours of my life over the last decade meeting with potential homebuyers across the nation, I have been asked a lot of questions about homeownership. These are the 8 most common questions that I have been asked. This is a lot to educate yourself on and consider, but it’s important to do so because your home purchase may be the single largest expense of your life. More...
How I helped 1,100 Americans Buy a Home Since 2020
By Terry Roberts
The Home Loan Hub
Published 3:00pm Jan. 2, 2023
Navigating the home loan process can be intimidating as a buyer. It can be just as intimidating as a new or junior mortgage loan officer. If you’re a loan officer, you can probably appreciate the time and resources that it takes to close just one home loan, even if you’ve been a loan officer for twenty years. More...
3 Reasons Why American Real Estate Will Become Harder to Buy
By Terry Roberts
The Home Loan Hub
Published Dec. 29, 2022, at 2:30 p.m.
“Wall Street has $110B for homebuying spree” as referenced by The Real Deal, New York Real Estate News media outlet. Institutional investors have raised upwards of $110 billion with the intent to purchase or build single-family rental properties. With the intent to own nearly 40% of America’s 20 million single-family rentals by 2030, we may want to reconsider when the right time to buy a home would be. More...
Did You Serve? How to Read Your COE.
By Terry Roberts
The Home Loan Hub
Published 12:30pm Dec. 28, 2022
Did you serve? If so, you may be eligible for the VA home loan benefit. The VA home loan benefit is a fantastic option for qualifying servicemembers and veterans who are interested in purchasing a home to live in as their primary home. The VA home loan benefit requires $0 down payment and does not require any private mortgage insurance (PMI). This benefit has no prepayment penalty and is available to the qualifying veteran for life. It can also be used multiple times. More...
Why Mortgage Rates Increased Again
The Home Loan Hub
Published Dec. 20, 2022, at 2:50 p.m.
“The Bank of Japan Loses Control”, as The Wall Street Journal puts it. In other words, The Bank of Japan increased its benchmark rate (The Japanese 10-year government bond) from 0.25% to 0.5%. The Japanese central bank’s target has been around zero for benchmark government-bond yields since 2016; primarily as a tool to keep overall rates low. Naturally, this caused the 10-year U.S. Treasury yields to increase. More...
Stop Looking at the Fed Rate | Start Looking at the 10-Year Treasury
By Terry Roberts
The Home Loan Hub
Published 3:30pm CST Dec. 15, 2022
If you’re in the market to buy a home, whether it’s your first time or last time, you are likely thinking about the mortgage interest rate. Unfortunately, The Board of Governors of the Federal Reserve System (also known as the fed) has made headlines More...
REVIEWS FROM PAST CLIENTS
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Terry made an impression from the start of the journey. When I became a little discouraged, he gave me the confidence that things will work out. The process was easier than anticipated. A tremendous thanks to his team!
Stephanie S.
The fact that I literally purchased my home online without any in-person interaction with my team speaks for itself. Granted the process was long, but my situation was very unique. You guys were with me every step of the way and made the entire process a convenient one through your website, emails and phone calls. I can't thank you enough!
Terry was incredibly helpful and made my experience pain free. Would totally recommend!
Edwin R.
I am 72 years old and have had several home loans in my life. However, my loan experience with Terry was the easiest and most seamless ever. Terry made the entire loan process very simple and I would highly recommend him to any Veteran seeking a home loan. It was a pleasure for my wife and I to do business with Terry Roberts. Thank you.
Not only was Terry prompt and thorough, his whole team was very efficient and easy to work with.
Miguel H.
Duane B.
Being a first time home buyer, I feel like buying another home just to work with this team again.
Brian T.
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Terry Roberts
Terry Roberts
How to find the BEST TERMS for your next home loan.
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Here's Exactly What a Fed Rate Cut Will Do For Mortgage Rates
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The Best Time to Buy a Home Is….
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Terry Roberts, USMC Veteran | Mortgage Broker NMLS 397987
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